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Makale Özeti:
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Each bank in its operations, faces numerous factors that can lead to negative consequences.
Risk represents the uncertainty of future outcomes, which consists of uncertainties and exposure to
the specified uncertainty. If the bank is exposed to uncertainty it can lead to serious financial
consequences, provided that the level of uncertainty is not equated with the degree of exposure.
It should be noted that most of the risks can not be predicted and financial institutions over and
over again are facing with crisis phenomena and numerous losses because they do not have
accompanying measures and strategies to combat the risks. The subject of the final paper is related
to the definition and analysis of credit risk management. In accordance with a defined problem and
the subject of research, the main goals are to define the main banking risks as well as the Basel
principles and risk management strategy, define credit risk, analyze credit risk management in
banking and to analyze and present credit risk management in legal entities in the example of the
"Vakufska banka“ (analysis of qualitative and quantitative indicators, cash flow analysis, analysis
projects, the SC analysis, exposure, analysis of related parties).
JEL Classification codes : G2, G1.
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